Arnaud Gilbert 
Are you looking for a way to keep track of your expenses and save money? Budgeting apps are a great tool to help you manage your finances and put money aside for long-term financial goals. There are so many budgeting apps out there that it can be difficult to choose the right one for you. In this blog post below, we’ll provide an overview of 5 budgeting apps and their key features so that you can find the one that best fits your needs and helps you budget smarter.
1. Empower
It can be tough to keep track of your spending, but with an app like Empower, that task is made easier. It comes with a range of features that are designed to help you budget smarter, so you can stay in control of your finances and reach your financial goals.
Empower helps you create a budget that works for you and keeps your spending in check. You can easily categorize and track expenses and income so that you can see where your money is going at a glance. The app also helps you save more by offering custom savings plans tailored to your individual needs – it’s simple and secure.
When it comes to investing, Empower makes it easy with its automated investment plans. You can set aside as little or as much as you want and their diversified portfolios are designed to fit any lifestyle. Plus, you get access to their team of investment advisors so that you have the support of experts no matter what stage of life you’re in.
Empower also gives users the ability to unlock rewards by connecting their accounts. You not only get insights into how well you’re doing financially, but also the chance to save even more money with discounts on products and services you use every day.
2. Mint
Are you looking for a budget app that will help you stay on track with your finances? Then Mint could be the perfect pick for you. Mint helps users seamlessly manage their daily expenses and savings goals.
Money Monitoring
Mint’s dashboard provides a quick snapshot of your income and expenses, along with budget tracking tools such as Spending Analysis, Transaction History and Net Worth. By monitoring your spending, you can easily identify areas where you can save money and work towards achieving your financial goals.
Bills Reminder
Mint also comes with bill reminders that notify users when bills are due so they can pay them on time. This is particularly helpful for those who struggle to keep track of all their bills each month.
Financial Planning
The app’s goal-setting feature allows users to set financial goals such as saving for a house or car, investing in the stock market, or even paying off credit card debt. Through its user-friendly interface, Mint helps you craft a responsible budget that makes it easier to reach your short and long-term goals.
Overall, Mint’s intuitive design makes it an ideal choice for those who want to better manage their finances without spending too much time or energy on it. Try it today!
3. YNAB (You Need A Budget)
The third app we’re looking at is called YNAB, which stands for You Need A Budget. This app is all about helping you make smarter decisions with your money and track your spending more effectively.
Goal-setting and Tracking
YNAB allows you to set concrete goals to help stay on track, like saving for a vacation or a down payment on a car. It will also help you track your spending and stick to those goals!
Automating & Connecting Your Accounts
You can link up all your bank accounts in one place so that everything is connected, making it easier to keep track of all of your finances. Plus, it offers automated features that make budgeting easier, like notifying you when bills are due and suggesting budget categories for each transaction.
Reports & Categories
It also gives you comprehensive reports and graphs that can help you better understand where your money is going and how to adjust accordingly. On top of that, it allows you to create various categories for different spending areas so that you can really dig into the details.
Rules & Reminders
The app also provides rules that can be tailored based on your needs (like not spending over $50 on restaurants per month), as well as reminders so that nothing slips through the cracks—no more surprise late fees!
4. Goodbudget
Goodbudget is an app that prides itself on being a secure, versatile, and user-friendly budgeting app. Taking its name from the popular envelope budgeting system, Goodbudget gives you a digital interpretation that’s easy to follow.
Easy Access
The app is available on both Android and Apple devices, as well as their websites offer a wide variety of platforms to make budgeting more convenient for everyone. That also means you can sync budgets and data across multiple devices for easy access regardless of location or device.
Streamlined Interface
Goodbudget offers excellent customization options, including adjusting the colours of envelopes and subtracting from funds with swipe gestures. This makes it easier to view your expenses when using the app and allows you to set up budgets around whatever makes sense for you.
Specialized Features
The app also offers special features like debt repayment tracking, savings goals, recurring payments support, and the ability to export budgets in CSV format for tax purposes. Goodbudget also provides users with helpful tips related to saving money which can help guide users towards developing better spending habits.
Overall, Goodbudget is one of the best budgeting apps available in 2023 due to its user-friendly features that are both secure and customizable. It’s perfect for anyone looking to streamline their finances while receiving helpful guidance along the way.
5. PocketGuard+
PocketGuard+ is one of the top budgeting apps that can help you budget smarter in 2023. It’s great if you want to take data-driven decisions when it comes to your financial life.
A holistic View of Your Finances
PocketGuard+ brings in all your financial accounts, credit cards, and investments in one place—across banks, so you have an up-to-date view of where your money is going and when regular bills need to be paid.
Automated Categorization
It auto-categorizes transactions so you can get a better understanding of where most of your money is being spent—which can help inform more conscious decisions about how to spend.
Personalized Saving Goals
You can set up saving goals for the short and long term, like a vacation or retirement, and PocketGuard+ will keep track of how close you are to reaching them.
You can also connect with friends and family members who have PocketGuard+ accounts, so you’re all on the same page when it comes to planning expenses together.
Smart Notifications & Alerts
PocketGuard+ will even send you notifications and updates related to bills due or changes made in automated savings goals—so that you’re always up-to-date on any changes related to your finances.
